Public Impact Explorer
Average financial impact of the top 10 US policies across income brackets. Sign up to see your personalized numbers.
Policy Impact by Income Bracket
Under $25k
18%
52%
12%
22%
$25k – $50k
28%
41%
28%
35%
$50k – $75k
48%
32%
52%
48%
$75k – $100k
58%
22%
68%
55%
$100k+
72%
14%
82%
64%
Top 8 Policies by Average Impact
Federal Student Loan Interest Rate Adjustment
New legislation proposes reducing federal student loan interest rates from 6.5% to 4.5% for undergraduate borrowers.
-85
Monthly Loan Payment
Minimum Wage Increase to $17/hour
Proposed federal minimum wage increase from $7.25 to $17 per hour, phased in over 3 years.
+20280
Annual Income Increase
First-Time Homebuyer Tax Credit Expansion
Tax credit for first-time homebuyers increased to $15,000, with income eligibility expanded.
+15000$
Down Payment Assistance
Healthcare Premium Subsidy Extension
ACA marketplace subsidies extended and expanded for households earning up to 400% of poverty level.
-180
Monthly Premium Savings
Clean Energy Job Training Initiative
Federal funding for clean energy workforce development and job training programs.
+150000jobs
New Job Opportunities
State Income Tax Reduction — California
California proposes reducing middle-income tax brackets by 1% starting 2026.
+850
Annual Tax Savings
Capital Gains Tax Rate Increase
Proposed increase in long-term capital gains tax rate from 20% to 28% for high earners.
-8
Tax Increase on Gains
Child Tax Credit Expansion
Expanded child tax credit of $3,600 per child under 6 and $3,000 per child ages 6–17.
+3600
Annual Credit Per Child